Last updated: 12 January 2026
Terms and Conditions of Use
1. Subject matter
These terms govern access to and use of the mxrepist.com site and of the collective-financing services in the debt-with-real-estate-collateral modality that Mxrepist S.A.P.I. de C.V. offers to the public in Mexico under CNBV authorisation IFC-1298/2024.
2. Acceptance
By signing up you expressly accept these terms, the Privacy Notice, the Cookie Policy and the adhesion contract that will be presented before you operate. If you do not agree, do not proceed with the registration.
3. Registration and KYC
To operate you must be of legal age, hold a valid RFC and have legal capacity. You must complete the know-your-customer (KYC) process providing truthful information and official documents. Mxrepist may reject applications without stating cause when alerts exist from the UIF or the compliance officer.
4. Risks
You acknowledge that operations published are not deposits guaranteed by IPAB. There is a risk of default, partial or total loss of principal, illiquidity and variability of returns. Mxrepist does not guarantee specific returns; the rates shown are estimates based on the contractual terms of the borrower.
5. Fees
Mxrepist charges the developer an origination fee of 2% to 4% of the funded amount. Investors are charged an annual 0.75% servicing fee on principal outstanding, plus a 1% fee for assignments in the secondary market. There are no hidden costs.
6. Intellectual property
All content on the site (brand, logo, texts, graphics, code) is property of Mxrepist S.A.P.I. de C.V. or its licensors. Total or partial reproduction without express written authorisation is forbidden.
7. Jurisdiction
These terms are governed by the federal laws of the United Mexican States. Any controversy will be submitted to the competent courts of Mexico City, with the parties waiving any other jurisdiction that could correspond to them by reason of present or future domiciles.
8. Modifications
We may modify these terms giving fifteen days' notice on the site and by email. If you disagree with the modifications you can cancel your account without penalty, respecting operations already contracted until their maturity.